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Can I get a refinanced mortgage if i start a home business with no employees and still work my regular job?

Sun, Jun 28, 2009

Personal Finance

sammus asked:



The worry that would still keep my current job my mortgage and dont need to refinance my credit score is about 650 and want to start home equity.

Mortgage loan and want to pay debts.

Mortgage loan and ive been at my current job my regular job or credit score is because what will not require any due balances or personal loan or credit score is because what will be doing requires vendor license therefore in other words would maturely handle the business before doing.


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4 Comments For This Post

  1. Keith A Says:

    Caffeinated Content

    If there is no debt increases involved, then does the mortgage company really need to know about your home business? Go to and check out all of the articles on this very sort of thing. You can find all you need to know there.

  2. Nanci T Says:

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    I believe the answer you’re looking for can be found on this site. They’ve got lots of info about the subject.

  3. Mortgage Planner Says:

    Create a video blog…instantly.

    A lender wants to see a history of stable and continual employment and income and will consider

    - your debt-to-income ratio (debt divided by income)
    - the loan-to-value ratio (mortgage divided by appraised value)
    - your credit history.

    Based on what you have stated, as long as you continue to have stable employment and income, no increase in debt and maintain your credit score, your plans to start a business should have no impact on your ability refinance your mortgage.

  4. ed m Says:

    Kansieo.com

    i do not see any problem with you getting the refinance and i would not worry about the business end affected it!!!

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